MLC Wholesale IncomeBuilder - Managed Fund

Fund Objective

The fund aims to provide a growing income stream (excluding capital gains) over rolling 7 year periods.The Trust invests primarily in listed Australian companies that have the potential to provide future sustainable or growing dividends.

Fund Strategy

Fund Performance Comparison

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Peers

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The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.

Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.

Fund performance

	1M	3M	6M	1Y p.a.	2Y p.a.	3Y p.a.	5Y p.a.	10Y p.a.
Total return	0.22%	-0.34%	0.76%	5.88%	9.74%	9.29%	10.92%	7.84%
Growth return	1.16%	-0.34%	-3.95%	-6.47%	-3.37%	-1.22%	0.48%	-0.32%
Income return	-0.94%	0%	4.71%	12.35%	13.11%	10.51%	10.44%	8.16%

As at 31 Jan 2026. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

MLC Wholesale IncomeBuilder

Australian Equities: 97.39%

Cash: 2.61%

General Information

Fund Details

Type	Description
Fund Name	MLC Wholesale IncomeBuilder
APIR Code	MLC0264AU
Morningstar Rating	(as at 31 Dec 2025)
Legal Structure	Unknown
Fund Inception	1 Jan 1998
Fund Size	$596579500 million (as at 31 Dec 2025)
Entry Price	$1.56114 (as at 29 Jan 2026)
Exit Price	$1.55335 (as at 29 Jan 2026)
Fund Status	Open

Offer information

Type	Description
MER	0.72% (as at 30 Sep 2025)
Indirect Cost Ratio (ICR) - Estimated	0.72% (as at 30 Jun 2025) (Estimated)
Minimum initial investment	$1,000.00
Minimum redemption amount

Top 10 holdings (as at 31 Oct 2025)

Holding (as at 31 Oct 2025)	Type	% of Portfolio
Westpac Banking Corp		9.07%
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FAQs about the MLC Wholesale IncomeBuilder

What is the objective of the MLC Wholesale IncomeBuilder managed fund?

The objective of the MLC Wholesale IncomeBuilder managed fund is The fund aims to provide a growing income stream (excluding capital gains) over rolling 7 year periods.The Trust invests primarily in listed Australian companies that have the potential to provide future sustainable or growing dividends.

What is the strategy for the MLC Wholesale IncomeBuilder managed fund?

The strategy of the MLC Wholesale IncomeBuilder managed fund is The fund aims to provide a growing income stream (excluding capital gains) over rolling 7 year periods.The Trust invests primarily in listed Australian companies that have the potential to provide future sustainable or growing dividends.

What is the APIR code of the MLC Wholesale IncomeBuilder managed fund?

The APIR code of the MLC Wholesale IncomeBuilder managed fund is MLC0264AU.

What was MLC Wholesale IncomeBuilder’s total return last month?

MLC Wholesale IncomeBuilder’s total return last month was 0.22%. This was made up of a growth return of 1.16% and an income return of -0.94%. These returns were calculated as at 31 Jan 2026.

What was MLC Wholesale IncomeBuilder’s total return for the last three months?

MLC Wholesale IncomeBuilder’s total return for the last three months was -0.34%. This was made up of a growth return of -0.34% and an income return of 0%%. These returns were calculated as at 31 Jan 2026.

What is MLC Wholesale IncomeBuilder’s one-year total return?

MLC Wholesale IncomeBuilder’s one-year total return is 5.88%. This was made up of a growth return of -6.47% and an income return of 12.35%. These returns were calculated as at 31 Jan 2026.

What is MLC Wholesale IncomeBuilder’s three-year total return?

MLC Wholesale IncomeBuilder’s one-year total return is 9.29%. This was made up of a growth return of -1.22% and an income return of 10.51%. These returns were calculated as at 31 Jan 2026.

What is the asset allocation of the MLC Wholesale IncomeBuilder managed fund?

The asset allocation of the MLC Wholesale IncomeBuilder managed fund is :

Australian Equities: 97.39%

Cash: 2.61%

What is the size of the MLC Wholesale IncomeBuilder managed fund?

As at 31 Dec 2025, the size of the MLC Wholesale IncomeBuilder managed fund was $596579500 million.

What is the inception date of the MLC Wholesale IncomeBuilder managed fund?

The MLC Wholesale IncomeBuilder managed fund has an inception date of 1 Jan 1998.

What is the current entry price of the MLC Wholesale IncomeBuilder managed fund?

The current entry price of the MLC Wholesale IncomeBuilder managed fund is $1.56114 per unit and the current exit price is $1.55335 per unit (as at 29 Jan 2026).

What is the current exit price of the MLC Wholesale IncomeBuilder managed fund?

The current exit price of the MLC Wholesale IncomeBuilder managed fund is $1.55335 per unit and the current entry price is $1.56114 per unit (as at 29 Jan 2026).

What is the minimum investment amount for the MLC Wholesale IncomeBuilder managed fund?

The minimum initial investment amount for the MLC Wholesale IncomeBuilder managed fund is $1,000.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.

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