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  5. Lifeplan Education Bond - MLC Capital Stable - Managed fund profile

Lifeplan Education Bond - MLC Capital Stable - Managed Fund (Closed)

Fund Objective
The portfolio aims to provide a return higher than its benchmark (before fees and tax) over 3 year periods. MLC aims to achieve this by actively managing the portfolio. This includes reducing risk in the portfolio if market risk is high. As a result, there may be smaller losses than the benchmark in weak or falling markets and potentially lower returns than the benchmark in strong markets.
Fund Strategy
The portfolio has a strong bias to defensive assets and some exposure to growth assets. You'll always know where your money is invested because the allocations to these assets are actively managed within defined ranges, in accordance with our changing view of potential risks and opportunities in investment markets. The portfolio is broadly diversified across asset classes and investment managers from around the world. These managers invest in many companies and securities in Australia and overseas.

Fund Performance Comparison

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Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 1.87% 1.53% 2.91% -1.3% 1.59% 0.86% 1.62% 2.94%
Growth return 1.87% 1.53% 2.91% -1.3% 1.59% 0.86% 1.62% 2.94%
Income return 0% 0% 0% 0% 0% 0% 0% 0%
Market index (Morningstar AUS Mod Tgt Alloc NR AUD)
Total return -0.94% 0.81% 4.73% 12.7% 6.97% 2.07% 2.67% 4.24%
As at 30 Nov 2020. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

Lifeplan Education Bond - MLC Capital Stable
Australian Equities
8.86%
International Equities
16.64%
Cash
9.70%
Property
1.38%
Fixed Interest
59.55%
Alternatives
3.87%
Average Allocation of Peers
Australian Equities
11.10%
International Equities
13.65%
Cash
17.14%
Property
4.34%
Fixed Interest
47.59%
Alternatives
6.18%

General Information

Fund Details
Type Description
Lifeplan Education Bond - MLC Capital Stable
Closed
Lifeplan Australia Friendly Society Ltd
LIF0035AU
Multisector Moderate
starstarstar (as at 30 Nov 2020)
Investment Fund
11 Jul 2007
$0.83 million (as at 30 Nov 2020)
$1.313 (as at 1 Dec 2020)
$1.313 (as at 1 Dec 2020)
Finalised
Offer information
Type Description
Indirect Cost Ratio (ICR) 2.01% (as at 30 Jun 2012)
Minimum initial investment $1,000.00
Minimum additional investments $500.00
Minimum redemption amount $500.00

Top 10 holdings (as at 31 Oct 2010)

Holding (as at 31 Oct 2010) Type % of Portfolio
Wesfarmers Bond - Bank Loans 0.73%
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FAQs about the Lifeplan Education Bond - MLC Capital Stable

The objective of the Lifeplan Education Bond - MLC Capital Stable managed fund is The portfolio aims to provide a return higher than its benchmark (before fees and tax) over 3 year periods. MLC aims to achieve this by actively managing the portfolio. This includes reducing risk in the portfolio if market risk is high. As a result, there may be smaller losses than the benchmark in weak or falling markets and potentially lower returns than the benchmark in strong markets.

The strategy of the Lifeplan Education Bond - MLC Capital Stable managed fund is The portfolio has a strong bias to defensive assets and some exposure to growth assets. You'll always know where your money is invested because the allocations to these assets are actively managed within defined ranges, in accordance with our changing view of potential risks and opportunities in investment markets. The portfolio is broadly diversified across asset classes and investment managers from around the world. These managers invest in many companies and securities in Australia and overseas.

The APIR code of the Lifeplan Education Bond - MLC Capital Stable managed fund is LIF0035AU.

Lifeplan Education Bond - MLC Capital Stable’s total return last month was 1.87%. This was made up of a growth return of 1.87% and an income return of 0%. These returns were calculated as at 30 Nov 2020.

Lifeplan Education Bond - MLC Capital Stable’s total return for the last three months was 1.53%. This was made up of a growth return of 1.53% and an income return of 0%%. These returns were calculated as at 30 Nov 2020.

Lifeplan Education Bond - MLC Capital Stable’s one-year total return is -1.3%. This was made up of a growth return of -1.3% and an income return of 0%. These returns were calculated as at 30 Nov 2020.

Lifeplan Education Bond - MLC Capital Stable’s one-year total return is 0.86%. This was made up of a growth return of 0.86% and an income return of 0%. These returns were calculated as at 30 Nov 2020.

The asset allocation of the Lifeplan Education Bond - MLC Capital Stable managed fund is :

Australian Equities
8.86%
International Equities
16.64%
Cash
9.70%
Property
1.38%
Fixed Interest
59.55%
Alternatives
3.87%

The Responsible Entity for the Lifeplan Education Bond - MLC Capital Stable managed fund is Lifeplan Australia Friendly Society Ltd.

The Lifeplan Education Bond - MLC Capital Stable managed fund belongs to the Multisector Moderate sector/asset class.

As at 30 Nov 2020, the size of the Lifeplan Education Bond - MLC Capital Stable managed fund was $0.83 million.

The Lifeplan Education Bond - MLC Capital Stable managed fund has an inception date of 11 Jul 2007.

The current entry price of the Lifeplan Education Bond - MLC Capital Stable managed fund is $1.313 per unit and the current exit price is $1.313 per unit (as at 1 Dec 2020).

The current exit price of the Lifeplan Education Bond - MLC Capital Stable managed fund is $1.313 per unit and the current entry price is $1.313 per unit (as at 1 Dec 2020).

The minimum initial investment amount for the Lifeplan Education Bond - MLC Capital Stable managed fund is $1,000. Minimum additional investment is $500.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.