InvestSMART

LIB - Pendal Monthly Income Plus Fund - Managed Fund

Fund Objective
This Fund is designed for investors who want the potential for regular income and some long term capital growth to protect against inflation, diversification across a range of asset classes and are prepared to accept some variability of returns. The Fund invests in a number of income generating strategies across a range of asset classes, including fixed interest, shares, and cash. The Fund may also use derivatives. Pendal’s investment process provides a flexible approach to asset allocation.
Fund Strategy
This Fund is designed for investors who want the potential for regular income and some long term capital growth to protect against inflation, diversification across a range of asset classes and are prepared to accept some variability of returns. The Fund invests in a number of income generating strategies across a range of asset classes, including fixed interest, shares, and cash. The Fund may also use derivatives. Pendal’s investment process provides a flexible approach to asset allocation.

Fund Performance Comparison

Relative Fund Performance vs {{ fund.benchmark.peers.peerCount }} peers using {{ fund.benchmark.name }} as their benchmark.

{{ fund.name }}
Peers
Benchmark ({{ fund.benchmark.name }})
{{ fund.model.name }}
The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.

Fees Comparison

{{ fund.mer | number:2 }}
% p.a.
{{ fund.name }}
{{ modelPortfolio.mer * 100 | number:2 }}
% p.a.
{{ modelPortfolio.name }}
{{ fund.benchmark.peers.mer * 100 | number:2 }}
% p.a.
Average of peers ({{ fund.benchmark.peers.peerCount }})
NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
Upsell Banner

Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return -0.05% -0.61% 0.35% 3.14% 4.01% 4.25% 2.02% -%
Growth return 0.31% -0.21% 0.17% 2.71% 3.93% 3.78% 2.12% -%
Income return -0.36% -0.4% 0.18% 0.43% 0.08% 0.47% -0.1% -%
Market index (Morningstar AUS Con Tgt Alloc NR AUD)
Total return 0.34% -0.48% 0.72% 3.84% 4.23% 3.95% 1.53% 2.74%
As at 31 Dec 2025. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

LIB - Pendal Monthly Income Plus Fund
Australian Equities
14.99%
Cash
26.73%
Fixed Interest
58.27%
International Equities
0%
Property & Infrastructure
0%
Alternatives
0%
Average Allocation of Peers
Australian Equities
11.19%
Cash
22.23%
Fixed Interest
59.88%
International Equities
3.43%
Property & Infrastructure
1.19%
Alternatives
2.07%

General Information

Fund Details
Type Description
LIB - Pendal Monthly Income Plus Fund
Australian Unity Limited
LIF3826AU
Multisector Conservative
Not Rated (as at 30 Nov 2025)
Investment Fund
21 May 2018
$6313210 million (as at 30 Nov 2025)
$1.1635 (as at 12 Jan 2026)
$1.1635 (as at 12 Jan 2026)
Open
Offer information
Type Description
MER 1.07% (as at 22 Jul 2025)
Indirect Cost Ratio (ICR) - Estimated 1.07% (as at 30 Jun 2025) (Estimated)
Minimum initial investment $1,000.00
Minimum additional investments $100.00

Top 10 holdings (as at 31 Dec 2025)

Holding (as at 31 Dec 2025) Type % of Portfolio
Pay Rbacor 1,023.63%
Login now to view the complete list of holdings.
Your guide to next steps

Dealing with a struggling fund? What to Do and Look For

How to Assess your Managed Fund: And How to Choose the Next One
How to Assess your Managed Fund: And How to Choose the Next One
Your managed fund switching checklist. Is fear of capital gains tax holding you back?
Your managed fund switching checklist. Is fear of capital gains tax holding you back?
The Great Investment Fee Scam is hiding in plain sight. And it's ripping us all off.
The Great Investment Fee Scam is hiding in plain sight. And it's ripping us all off.
Guide to tidying up your Portfolio Manager holdings
Guide to tidying up your Portfolio Manager holdings

FAQs about the LIB - Pendal Monthly Income Plus Fund

The objective of the LIB - Pendal Monthly Income Plus Fund managed fund is This Fund is designed for investors who want the potential for regular income and some long term capital growth to protect against inflation, diversification across a range of asset classes and are prepared to accept some variability of returns. The Fund invests in a number of income generating strategies across a range of asset classes, including fixed interest, shares, and cash. The Fund may also use derivatives. Pendal’s investment process provides a flexible approach to asset allocation.

The strategy of the LIB - Pendal Monthly Income Plus Fund managed fund is This Fund is designed for investors who want the potential for regular income and some long term capital growth to protect against inflation, diversification across a range of asset classes and are prepared to accept some variability of returns. The Fund invests in a number of income generating strategies across a range of asset classes, including fixed interest, shares, and cash. The Fund may also use derivatives. Pendal’s investment process provides a flexible approach to asset allocation.

The APIR code of the LIB - Pendal Monthly Income Plus Fund managed fund is LIF3826AU.

LIB - Pendal Monthly Income Plus Fund’s total return last month was -0.05%. This was made up of a growth return of 0.31% and an income return of -0.36%. These returns were calculated as at 31 Dec 2025.

LIB - Pendal Monthly Income Plus Fund’s total return for the last three months was -0.61%. This was made up of a growth return of -0.21% and an income return of -0.4%%. These returns were calculated as at 31 Dec 2025.

LIB - Pendal Monthly Income Plus Fund’s one-year total return is 3.14%. This was made up of a growth return of 2.71% and an income return of 0.43%. These returns were calculated as at 31 Dec 2025.

LIB - Pendal Monthly Income Plus Fund’s one-year total return is 4.25%. This was made up of a growth return of 3.78% and an income return of 0.47%. These returns were calculated as at 31 Dec 2025.

The asset allocation of the LIB - Pendal Monthly Income Plus Fund managed fund is :

Australian Equities
14.99%
Cash
26.73%
Fixed Interest
58.27%
International Equities
0%
Property & Infrastructure
0%
Alternatives
0%

The Responsible Entity for the LIB - Pendal Monthly Income Plus Fund managed fund is Australian Unity Limited.

The LIB - Pendal Monthly Income Plus Fund managed fund belongs to the Multisector Conservative sector/asset class.

As at 30 Nov 2025, the size of the LIB - Pendal Monthly Income Plus Fund managed fund was $6313210 million.

The LIB - Pendal Monthly Income Plus Fund managed fund has an inception date of 21 May 2018.

The current entry price of the LIB - Pendal Monthly Income Plus Fund managed fund is $1.1635 per unit and the current exit price is $1.1635 per unit (as at 12 Jan 2026).

The current exit price of the LIB - Pendal Monthly Income Plus Fund managed fund is $1.1635 per unit and the current entry price is $1.1635 per unit (as at 12 Jan 2026).

The minimum initial investment amount for the LIB - Pendal Monthly Income Plus Fund managed fund is $1,000. Minimum additional investment is $100.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.