InvestSMART

ipac life choices Active 50 - Managed Fund

Fund Objective
The Investment Option invests in a diversified mix of growth and defensive assets, across a range of complementary underlying managers selected for their expertise in an asset class or investment approach. This diversification provides investors with the potential for a more stable risk-return profile than would be achieved by investing in a single asset class or manager.
Fund Strategy
The Investment Option invests in a diversified mix of growth and defensive assets, across a range of complementary underlying managers selected for their expertise in an asset class or investment approach. This diversification provides investors with the potential for a more stable risk-return profile than would be achieved by investing in a single asset class or manager.

Fund Performance Comparison

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Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 0.64% 0.24% 3.65% 7.15% 9.19% 8.31% 5.66% 5.99%
Growth return 1.1% 1.46% 2.93% 4.73% 6.58% 7.4% 2.38% 1.02%
Income return -0.46% -1.22% 0.72% 2.42% 2.61% 0.91% 3.28% 4.97%
Market index (Morningstar AUS Balance Tgt Alloc NR AUD)
Total return 0.36% -0.19% 3.12% 6.99% 9.02% 8.52% 5.72% 6.52%
As at 31 Jan 2026. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

ipac life choices Active 50
Australian Equities
20.38%
International Equities
31.09%
Cash
8.52%
Property & Infrastructure
4.18%
Fixed Interest
35.80%
Alternatives
0.02%
Average Allocation of Peers
Australian Equities
17.65%
International Equities
27.51%
Cash
7.24%
Property & Infrastructure
3.76%
Fixed Interest
34.46%
Alternatives
9.38%

General Information

Fund Details
Type Description
ipac life choices Active 50
AMP Group
IPA0156AU
Multisector Balanced
starstarstar (as at 31 Jan 2026)
Investment Fund
24 Apr 2012
$337.99 million (as at 31 Jan 2026)
$1.173 (as at 24 Feb 2026)
$1.1705 (as at 24 Feb 2026)
Open
Offer information
Type Description
MER 0.81% (as at 29 Sep 2025)
Indirect Cost Ratio (ICR) 0.79% (as at 30 Jun 2025)
Performance fee (not included in ICR) 0.02
Minimum initial investment $10,000,000
Minimum additional investments $5,000.00
Minimum redemption amount

Top 10 holdings (as at 30 Sep 2025)

Holding (as at 30 Sep 2025) Type % of Portfolio
Coolabah Active Global Bond Fund Zero Fee Class Mutual Fund - Unspecified 4.12%
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FAQs about the ipac life choices Active 50

The objective of the ipac life choices Active 50 managed fund is The Investment Option invests in a diversified mix of growth and defensive assets, across a range of complementary underlying managers selected for their expertise in an asset class or investment approach. This diversification provides investors with the potential for a more stable risk-return profile than would be achieved by investing in a single asset class or manager.

The strategy of the ipac life choices Active 50 managed fund is The Investment Option invests in a diversified mix of growth and defensive assets, across a range of complementary underlying managers selected for their expertise in an asset class or investment approach. This diversification provides investors with the potential for a more stable risk-return profile than would be achieved by investing in a single asset class or manager.

The APIR code of the ipac life choices Active 50 managed fund is IPA0156AU.

ipac life choices Active 50’s total return last month was 0.64%. This was made up of a growth return of 1.1% and an income return of -0.46%. These returns were calculated as at 31 Jan 2026.

ipac life choices Active 50’s total return for the last three months was 0.24%. This was made up of a growth return of 1.46% and an income return of -1.22%%. These returns were calculated as at 31 Jan 2026.

ipac life choices Active 50’s one-year total return is 7.15%. This was made up of a growth return of 4.73% and an income return of 2.42%. These returns were calculated as at 31 Jan 2026.

ipac life choices Active 50’s one-year total return is 8.31%. This was made up of a growth return of 7.4% and an income return of 0.91%. These returns were calculated as at 31 Jan 2026.

The asset allocation of the ipac life choices Active 50 managed fund is :

Australian Equities
20.38%
International Equities
31.09%
Cash
8.52%
Property & Infrastructure
4.18%
Fixed Interest
35.80%
Alternatives
0.02%

The Responsible Entity for the ipac life choices Active 50 managed fund is AMP Group.

The ipac life choices Active 50 managed fund belongs to the Multisector Balanced sector/asset class.

As at 31 Jan 2026, the size of the ipac life choices Active 50 managed fund was $337.99 million.

The ipac life choices Active 50 managed fund has an inception date of 24 Apr 2012.

The current entry price of the ipac life choices Active 50 managed fund is $1.173 per unit and the current exit price is $1.1705 per unit (as at 24 Feb 2026).

The current exit price of the ipac life choices Active 50 managed fund is $1.1705 per unit and the current entry price is $1.173 per unit (as at 24 Feb 2026).

The minimum initial investment amount for the ipac life choices Active 50 managed fund is $10,000,000. Minimum additional investment is $5000.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.