InvestSMART

Generation Term Deposit - Managed Fund

Fund Objective
It directly invests the Portfolio predominantly into a diversified range of Term Deposit investments with Australian banks and Authorised Deposit-taking Institutions (ADIs).
Fund Strategy
It directly invests the Portfolio predominantly into a diversified range of Term Deposit investments with Australian banks and Authorised Deposit-taking Institutions (ADIs).

Fund Performance Comparison

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Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 0.19% 0.58% 1.17% 2.5% 2.74% 2.69% 1.68% 1.26%
Growth return 0.14% 0.54% 1.12% 2.44% 2.69% 2.69% 1.71% 1.26%
Income return 0.05% 0.04% 0.05% 0.06% 0.05% 0% -0.03% 0%
As at 31 Jan 2026. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

Generation Term Deposit
Cash
55.02%
Fixed Interest
44.98%

General Information

Fund Details
Type Description
Generation Term Deposit
Austock Life Limited
ALL0028AU
Australian Cash
Not Rated
Investment Fund
21 Jul 2010
$158763715 million (as at 30 Jan 2026)
$1.3038 (as at 18 Feb 2026)
$1.3038 (as at 18 Feb 2026)
Open
Offer information
Type Description
Standard entry fee 4%
MER 0.55% (as at 20 May 2025)
Indirect Cost Ratio (ICR) 0% (as at 30 Jun 2024)
Minimum initial investment $500.00
Minimum additional investments $1,000.00
Minimum redemption amount $500.00

Top 10 holdings (as at 30 Sep 2025)

Holding (as at 30 Sep 2025) Type % of Portfolio
Wbc Td 4.19% Md 06/10/2025 Cash - CD/Time Deposit 4.46%
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FAQs about the Generation Term Deposit

The objective of the Generation Term Deposit managed fund is It directly invests the Portfolio predominantly into a diversified range of Term Deposit investments with Australian banks and Authorised Deposit-taking Institutions (ADIs).

The strategy of the Generation Term Deposit managed fund is It directly invests the Portfolio predominantly into a diversified range of Term Deposit investments with Australian banks and Authorised Deposit-taking Institutions (ADIs).

The APIR code of the Generation Term Deposit managed fund is ALL0028AU.

Generation Term Deposit’s total return last month was 0.19%. This was made up of a growth return of 0.14% and an income return of 0.05%. These returns were calculated as at 31 Jan 2026.

Generation Term Deposit’s total return for the last three months was 0.58%. This was made up of a growth return of 0.54% and an income return of 0.04%%. These returns were calculated as at 31 Jan 2026.

Generation Term Deposit’s one-year total return is 2.5%. This was made up of a growth return of 2.44% and an income return of 0.06%. These returns were calculated as at 31 Jan 2026.

Generation Term Deposit’s one-year total return is 2.69%. This was made up of a growth return of 2.69% and an income return of 0%. These returns were calculated as at 31 Jan 2026.

The asset allocation of the Generation Term Deposit managed fund is :

Cash
55.02%
Fixed Interest
44.98%

The Responsible Entity for the Generation Term Deposit managed fund is Austock Life Limited.

The Generation Term Deposit managed fund belongs to the Australian Cash sector/asset class.

As at 30 Jan 2026, the size of the Generation Term Deposit managed fund was $158763715 million.

The Generation Term Deposit managed fund has an inception date of 21 Jul 2010.

The current entry price of the Generation Term Deposit managed fund is $1.3038 per unit and the current exit price is $1.3038 per unit (as at 18 Feb 2026).

The current exit price of the Generation Term Deposit managed fund is $1.3038 per unit and the current entry price is $1.3038 per unit (as at 18 Feb 2026).

The minimum initial investment amount for the Generation Term Deposit managed fund is $500. Minimum additional investment is $1000.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.