Australian Unity - Education Savings Plan Short-term - Managed Fund

Fund Objective

To invest in a diversified portfolio of shares; property securities; fixed interest; mortgages and cash. Investments made will be in accordance with the following parameters: Asset allocation ranges (with benchmarks in brackets): international shares 0-10% (6%); Australian shares 0-20% (14%); listed property trusts 5-15% (10%); Australian fixed interest 25-35% (30%); mortgages 25-35% (30%); cash 5-15% (10%).

Fund Strategy

Fund Performance Comparison

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Peers

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The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.

Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.

Fund performance

	1M	3M	6M	1Y p.a.	2Y p.a.	3Y p.a.	5Y p.a.	10Y p.a.
Total return	-0.25%	-0.92%	2.05%	3.51%	3.9%	14.5%	8.68%	5.5%
Growth return	-0.21%	-0.78%	2.97%	4.96%	3.64%	15.21%	8.65%	5.43%
Income return	-0.04%	-0.14%	-0.92%	-1.45%	0.26%	-0.71%	0.03%	0.07%
Market index (RBA Bank accepted Bills 90 Days)
Total return	0.31%	0.92%	1.82%	3.77%	4.09%	4.08%	2.82%	2.12%

As at 31 Jan 2026. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

Australian Unity - Education Savings Plan Short-term

Australian Equities: 14.84%

International Equities: 8.66%

Cash: 32.52%

Property & Infrastructure: 10.59%

Fixed Interest: 33.39%

Alternatives: 0%

Average Allocation of Peers

Australian Equities: 4.71%

International Equities: 3.28%

Cash: 55.50%

Property & Infrastructure: 1.99%

Fixed Interest: 15.87%

Alternatives: 18.64%

General Information

Fund Details

Type	Description
Fund Name	Australian Unity - Education Savings Plan Short-term
Responsible Entity	Australian Unity Limited
APIR Code	AUS0107AU
Sector/Asset Class	Miscellaneous
Morningstar Rating	Not Rated
Legal Structure	Investment Fund
Fund Inception	31 May 2001
Fund Size	$0.06 million (as at 31 Jan 2026)
Entry Price	$2.8141 (as at 19 Feb 2026)
Exit Price	$2.8141 (as at 19 Feb 2026)
Fund Status	Closed

Offer information

Type	Description
Standard entry fee	4%
MER	1.75% (as at 20 Feb 2024)
Indirect Cost Ratio (ICR)	1.75% (as at 30 Jun 2014)
Minimum initial investment	$2,500.00
Minimum additional investments
Minimum redemption amount

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FAQs about the Australian Unity - Education Savings Plan Short-term

What is the objective of the Australian Unity - Education Savings Plan Short-term managed fund?

The objective of the Australian Unity - Education Savings Plan Short-term managed fund is To invest in a diversified portfolio of shares; property securities; fixed interest; mortgages and cash. Investments made will be in accordance with the following parameters: Asset allocation ranges (with benchmarks in brackets): international shares 0-10% (6%); Australian shares 0-20% (14%); listed property trusts 5-15% (10%); Australian fixed interest 25-35% (30%); mortgages 25-35% (30%); cash 5-15% (10%).

What is the strategy for the Australian Unity - Education Savings Plan Short-term managed fund?

The strategy of the Australian Unity - Education Savings Plan Short-term managed fund is To invest in a diversified portfolio of shares; property securities; fixed interest; mortgages and cash. Investments made will be in accordance with the following parameters: Asset allocation ranges (with benchmarks in brackets): international shares 0-10% (6%); Australian shares 0-20% (14%); listed property trusts 5-15% (10%); Australian fixed interest 25-35% (30%); mortgages 25-35% (30%); cash 5-15% (10%).

What is the APIR code of the Australian Unity - Education Savings Plan Short-term managed fund?

The APIR code of the Australian Unity - Education Savings Plan Short-term managed fund is AUS0107AU.

What was Australian Unity - Education Savings Plan Short-term’s total return last month?

Australian Unity - Education Savings Plan Short-term’s total return last month was -0.25%. This was made up of a growth return of -0.21% and an income return of -0.04%. These returns were calculated as at 31 Jan 2026.

What was Australian Unity - Education Savings Plan Short-term’s total return for the last three months?

Australian Unity - Education Savings Plan Short-term’s total return for the last three months was -0.92%. This was made up of a growth return of -0.78% and an income return of -0.14%%. These returns were calculated as at 31 Jan 2026.

What is Australian Unity - Education Savings Plan Short-term’s one-year total return?

Australian Unity - Education Savings Plan Short-term’s one-year total return is 3.51%. This was made up of a growth return of 4.96% and an income return of -1.45%. These returns were calculated as at 31 Jan 2026.

What is Australian Unity - Education Savings Plan Short-term’s three-year total return?

Australian Unity - Education Savings Plan Short-term’s one-year total return is 14.5%. This was made up of a growth return of 15.21% and an income return of -0.71%. These returns were calculated as at 31 Jan 2026.

What is the asset allocation of the Australian Unity - Education Savings Plan Short-term managed fund?

The asset allocation of the Australian Unity - Education Savings Plan Short-term managed fund is :

Australian Equities: 14.84%

International Equities: 8.66%

Cash: 32.52%

Property & Infrastructure: 10.59%

Fixed Interest: 33.39%

Alternatives: 0%

Who is the responsible Entity of the Australian Unity - Education Savings Plan Short-term managed fund?

The Responsible Entity for the Australian Unity - Education Savings Plan Short-term managed fund is Australian Unity Limited.

What sector/asset class does the Australian Unity - Education Savings Plan Short-term managed fund belong to?

The Australian Unity - Education Savings Plan Short-term managed fund belongs to the Miscellaneous sector/asset class.

What is the size of the Australian Unity - Education Savings Plan Short-term managed fund?

As at 31 Jan 2026, the size of the Australian Unity - Education Savings Plan Short-term managed fund was $0.06 million.

What is the inception date of the Australian Unity - Education Savings Plan Short-term managed fund?

The Australian Unity - Education Savings Plan Short-term managed fund has an inception date of 31 May 2001.

What is the current entry price of the Australian Unity - Education Savings Plan Short-term managed fund?

The current entry price of the Australian Unity - Education Savings Plan Short-term managed fund is $2.8141 per unit and the current exit price is $2.8141 per unit (as at 19 Feb 2026).

What is the current exit price of the Australian Unity - Education Savings Plan Short-term managed fund?

The current exit price of the Australian Unity - Education Savings Plan Short-term managed fund is $2.8141 per unit and the current entry price is $2.8141 per unit (as at 19 Feb 2026).

What is the minimum investment amount for the Australian Unity - Education Savings Plan Short-term managed fund?

The minimum initial investment amount for the Australian Unity - Education Savings Plan Short-term managed fund is $2,500. Minimum additional investment is $0.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.

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