RL PIB - Capital Stable - Managed Fund

Fund Objective

This investment option is an aged-based investment, meaning that its strategy has been designed to meet the investment needs of the average investor born before 1950. As capital stability is the priority of this investment option, it will hold mostly defensive assets such as fixed interest and cash. International investments may be partially or fully hedged back to Australian dollars.

Fund Strategy

Fund Performance Comparison

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Peers

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The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.

Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.

Fund performance

	1M	3M	6M	1Y p.a.	2Y p.a.	3Y p.a.	5Y p.a.	10Y p.a.
Total return	0.74%	0.76%	2.64%	5.7%	5.73%	4.8%	4.26%	3.79%
Growth return	-0.03%	0.65%	3.34%	5.91%	5.38%	5.16%	4.12%	3.59%
Income return	0.77%	0.11%	-0.7%	-0.21%	0.35%	-0.36%	0.14%	0.2%
Market index (Morningstar AUS Growth Tgt Alloc NR AUD)
Total return	0.38%	-0.09%	4.07%	8.34%	11.24%	10.63%	8.07%	8.42%

As at 31 Jan 2026. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

RL PIB - Capital Stable

Australian Equities: 18.23%

International Equities: 18.15%

Cash: 5.70%

Property & Infrastructure: 40.59%

Fixed Interest: 17.33%

Alternatives: 0%

Average Allocation of Peers

Australian Equities: 27.74%

International Equities: 34.62%

Cash: 5.17%

Property & Infrastructure: 6.27%

Fixed Interest: 20.37%

Alternatives: 5.84%

General Information

Fund Details

Type	Description
Fund Name	RL PIB - Capital Stable
APIR Code	NML0213AU
Sector/Asset Class	Multisector Growth
Morningstar Rating	(as at 31 Jan 2026)
Legal Structure	Investment Fund
Fund Inception	1 Apr 1990
Fund Size	$326000 million (as at 31 Dec 2025)
Entry Price	$34.6309 (as at 31 Jan 2026)
Exit Price	$34.5899 (as at 31 Jan 2026)
Fund Status	Open

Offer information

Type	Description
Standard entry fee	3%
MER	2.35% (as at 20 Feb 2024)
Indirect Cost Ratio (ICR)	2.35% (as at 30 Jun 2016)
Minimum initial investment	$1,000.00
Minimum additional investments
Minimum redemption amount

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FAQs about the RL PIB - Capital Stable

What is the objective of the RL PIB - Capital Stable managed fund?

The objective of the RL PIB - Capital Stable managed fund is This investment option is an aged-based investment, meaning that its strategy has been designed to meet the investment needs of the average investor born before 1950. As capital stability is the priority of this investment option, it will hold mostly defensive assets such as fixed interest and cash. International investments may be partially or fully hedged back to Australian dollars.

What is the strategy for the RL PIB - Capital Stable managed fund?

The strategy of the RL PIB - Capital Stable managed fund is This investment option is an aged-based investment, meaning that its strategy has been designed to meet the investment needs of the average investor born before 1950. As capital stability is the priority of this investment option, it will hold mostly defensive assets such as fixed interest and cash. International investments may be partially or fully hedged back to Australian dollars.

What is the APIR code of the RL PIB - Capital Stable managed fund?

The APIR code of the RL PIB - Capital Stable managed fund is NML0213AU.

What was RL PIB - Capital Stable’s total return last month?

RL PIB - Capital Stable’s total return last month was 0.74%. This was made up of a growth return of -0.03% and an income return of 0.77%. These returns were calculated as at 31 Jan 2026.

What was RL PIB - Capital Stable’s total return for the last three months?

RL PIB - Capital Stable’s total return for the last three months was 0.76%. This was made up of a growth return of 0.65% and an income return of 0.11%%. These returns were calculated as at 31 Jan 2026.

What is RL PIB - Capital Stable’s one-year total return?

RL PIB - Capital Stable’s one-year total return is 5.7%. This was made up of a growth return of 5.91% and an income return of -0.21%. These returns were calculated as at 31 Jan 2026.

What is RL PIB - Capital Stable’s three-year total return?

RL PIB - Capital Stable’s one-year total return is 4.8%. This was made up of a growth return of 5.16% and an income return of -0.36%. These returns were calculated as at 31 Jan 2026.

What is the asset allocation of the RL PIB - Capital Stable managed fund?

The asset allocation of the RL PIB - Capital Stable managed fund is :

Australian Equities: 18.23%

International Equities: 18.15%

Cash: 5.70%

Property & Infrastructure: 40.59%

Fixed Interest: 17.33%

Alternatives: 0%

What sector/asset class does the RL PIB - Capital Stable managed fund belong to?

The RL PIB - Capital Stable managed fund belongs to the Multisector Growth sector/asset class.

What is the size of the RL PIB - Capital Stable managed fund?

As at 31 Dec 2025, the size of the RL PIB - Capital Stable managed fund was $326000 million.

What is the inception date of the RL PIB - Capital Stable managed fund?

The RL PIB - Capital Stable managed fund has an inception date of 1 Apr 1990.

What is the current entry price of the RL PIB - Capital Stable managed fund?

The current entry price of the RL PIB - Capital Stable managed fund is $34.6309 per unit and the current exit price is $34.5899 per unit (as at 31 Jan 2026).

What is the current exit price of the RL PIB - Capital Stable managed fund?

The current exit price of the RL PIB - Capital Stable managed fund is $34.5899 per unit and the current entry price is $34.6309 per unit (as at 31 Jan 2026).

What is the minimum investment amount for the RL PIB - Capital Stable managed fund?

The minimum initial investment amount for the RL PIB - Capital Stable managed fund is $1,000. Minimum additional investment is $0.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.

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