Retirement, an uncertain market and the kid's future

"I’m suffering from a lack of confidence in my direction with investing at the moment!  Now that I’m in my early 50s and with a teenage daughter, I’m thinking about how I make sure she can buy a house etc., as well as ensuring we have enough for retirement.  I find this period really difficult to navigate – returns for low-risk assets are below inflation, the market looks pretty unstable and I find that I just end up doing nothing and have too much in cash."   

This is a quote from a client in a recent email exchange when we were chatting about the market and what themes would be helpful to cover in articles.

As you can see, his question covers a lot of ground and, from my experience, reflects the concerns and objectives of lots of InvestSMART investors. Most of us have multiple financial aims and worries on our minds and how we balance those can be tricky. We believe most problems can be solved by going back to our investment fundamentals.

To tackle this question, we have broken it down into sections and provided articles to help answer each. If you have something on your mind, you would like us to help with, please comment on this article or email us at invest@investsmart.com.au.

"I’m suffering from a lack of confidence in my direction with investing at the moment!"

Five ways to boost your investment confidence

"Now that I’m in my early 50’s and with a teenage daughter, I’m thinking about how I make sure she can buy a house..."

Helping the kids on the path to home ownership

5 ways to start investing for your kids

Should mum and dad help me buy a house?

"...as well as ensuring we have enough for retirement."

Weighing up the latest on what's needed for retirement

Retiring well in volatile times

Planning for volatility when you're retired

Three simple ingredients for building wealth

"...the market looks pretty unstable & I find that I just end up doing nothing and have too much in cash."

An investment strategy for difficult times

Upcoming Webinar

And finally, make sure you tune in to our live webinar with Evan Lucas and Tom Wilson on Tuesday, 8 November, at 10 am AEDT. They will break down this question further and answer your questions live. Click here to register for the webinar.