InvestSMART

{{ modelPortfolio.provider }}

{{ modelPortfolio.shortName }} Portfolio

Designed for investors who seek a balanced investment solution between defensive & growth assets.

Open Account

Why invest in the {{ modelPortfolio.provider }} {{ modelPortfolio.shortName }} Portfolio

The InvestSMART’s Balanced Portfolio is a simple way to get exposure across many different markets. The potential for capital growth over 3 to 5 years lets your portfolio do more of the hard yards working towards your goals.

•
Approved product: This portfolio is available through your Professionally Managed Account (PMA).
•
Objective: Invest in a portfolio of 5-15 exchange traded funds (ETFs), that provide a more even mix of regular income plus the potential for capital growth through equities, property and infrastructure assets.
•
Suggested Timeframe: {{ modelPortfolio.timeframe || 'N/A' }}
•
Suitable goals:
-
Looking for a balanced allocation towards defensive and growth assets
-
Saving for a major purchase or school education expenses
-
Funding a semi-retired lifestyle where income is less important
•
Risk: {{ modelPortfolio.riskRatingFull || 'N/A' }}
•
Minimum initial investments: {{ (modelPortfolio.minimumInitialInvestment | currency:$:0) || 'N/A' }}

Capped management fees

Amount invested Our capped fees
$0 to $100,000 0.55% p.a.
$100,000+ $550 p.a.
PMA $100 Offer
Offer We'll add $100 to all new accounts opened & funded in November 2024
Offer Opens Friday, 1st November 2024
Offer Closes Saturday, 30th November 2024
Minimum Investment $10,000
Open an Account Register for Webinar

Performance# to {{ modelPortfolio.returnDate | date:'dd MMMM yyyy' }} (all returns are annualised)

1 year 3 yrs p.a. 5 yrs p.a. Since Inception p.a.
Total Return {{ modelPortfolio.stats.returns.return1Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return3Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return5Year | percentage:2:1:'N/A' }} {{ modelPortfolio.returnInception | percentage:2:100:'N/A' }}
Average of {{ modelPortfolio.benchmark.peers.peerCount }} peer funds^ {{ modelPortfolio.benchmark.peers.returns.return1Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return3Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return5Year | percentage:2:1:'N/A' }} {{modelPortfolio.benchmark.peers.returns.returnSinceInception | percentage:2:1:'N/A' }}
Excess to Peers {{ modelPortfolio.stats.returns.return1Year && modelPortfolio.benchmark.peers.returns.return1Year ? modelPortfolio.stats.returns.return1Year - modelPortfolio.benchmark.peers.returns.return1Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return3Year && modelPortfolio.benchmark.peers.returns.return3Year ? modelPortfolio.stats.returns.return3Year - modelPortfolio.benchmark.peers.returns.return3Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return5Year && modelPortfolio.benchmark.peers.returns.return5Year ? modelPortfolio.stats.returns.return5Year - modelPortfolio.benchmark.peers.returns.return5Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.returnInception && modelPortfolio.benchmark.peers.returns.returnSinceInception ? modelPortfolio.returnInception/100 - modelPortfolio.benchmark.peers.returns.returnSinceInception : null | percentage:2:1:'N/A' }}
Note: Since Inception (SI) {{ (modelPortfolio.inceptionDate | date:'dd MMM yyyy') || 'N/A' }}. All returns are annualised.

Resources

downloadInvestor Guide
downloadProduct Disclosure Statement (PDS)
downloadTarget Market Determination
downloadLatest Report

Performance# as at {{ modelPortfolio.modelPortfolioPerformancesLastDate }}

Growth of $10,000
{{modelPortfolio.name}}#
{{modelPortfolio.benchmark.name}}
{{'Average of ' + modelPortfolio.peersCount + ' peer funds^'}}

Fees matter^: {{ modelPortfolio.name }} fees are {{ modelPortfolio.mer | percentage:2:1:'N/A' }} Vs {{ modelPortfolio.benchmark && modelPortfolio.benchmark.peers ? ' Average of ' + modelPortfolio.benchmark.peers.peerCount + ' peers ' : null }} {{ modelPortfolio.benchmark.peers.mer | percentage:2:1:'' }}. Grow your returns, not your fees with InvestSMART Capped fees.

Note: Our {{ modelPortfolio.name }} is benchmarked against {{ modelPortfolio.benchmark.name }}+. Performance includes franking credits.


Performance# to {{ modelPortfolio.returnDate | date:'dd MMMM yyyy' }} 1 year 2 yrs p.a. 3 yrs p.a. 4 yrs p.a. 5 yrs p.a. 10 yrs p.a. 20 yrs p.a. Since Inception p.a.
Capital Return {{ (modelPortfolio.stats.returns.return1Year - modelPortfolio.stats.incomes.income1Year) | percentage:2:1:'N/A' }} {{ (modelPortfolio.stats.returns.return2Year - modelPortfolio.stats.incomes.income2Year) | percentage:2:1:'N/A' }} {{ (modelPortfolio.stats.returns.return3Year - modelPortfolio.stats.incomes.income3Year) | percentage:2:1:'N/A' }} {{ (modelPortfolio.stats.returns.return4Year - modelPortfolio.stats.incomes.income4Year) | percentage:2:1:'N/A' }} {{ (modelPortfolio.stats.returns.return5Year - modelPortfolio.stats.incomes.income5Year) | percentage:2:1:'N/A' }} {{ (modelPortfolio.stats.returns.return10Year - modelPortfolio.stats.incomes.income10Year) | percentage:2:1:'N/A' }} {{ (modelPortfolio.stats.returns.return20Year - modelPortfolio.stats.incomes.income20Year) | percentage:2:1:'N/A' }} {{ modelPortfolio.returnInception - modelPortfolio.incomeInception | percentage:2:100:'N/A' }}
Income Return {{ modelPortfolio.stats.incomes.income1Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.incomes.income2Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.incomes.income3Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.incomes.income4Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.incomes.income5Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.incomes.income10Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.incomes.income20Year | percentage:2:1:'N/A' }} {{ modelPortfolio.incomeInception | percentage:2:100:'N/A' }}
Total Return {{ modelPortfolio.stats.returns.return1Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return2Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return3Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return4Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return5Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return10Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return20Year | percentage:2:1:'N/A' }} {{ modelPortfolio.returnInception | percentage:2:100:'N/A' }}
Average of {{ modelPortfolio.benchmark.peers.peerCount }} peer funds^ {{ modelPortfolio.benchmark.peers.returns.return1Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return2Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return3Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return4Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return5Year | percentage:2:1:'N/A' }} {{modelPortfolio.benchmark.peers.returns.returnSinceInception | percentage:2:1:'N/A' }}
Excess to Peers {{ modelPortfolio.stats.returns.return1Year && modelPortfolio.benchmark.peers.returns.return1Year ? modelPortfolio.stats.returns.return1Year - modelPortfolio.benchmark.peers.returns.return1Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return2Year && modelPortfolio.benchmark.peers.returns.return2Year ? modelPortfolio.stats.returns.return2Year - modelPortfolio.benchmark.peers.returns.return2Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return3Year && modelPortfolio.benchmark.peers.returns.return3Year ? modelPortfolio.stats.returns.return3Year - modelPortfolio.benchmark.peers.returns.return3Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return4Year && modelPortfolio.benchmark.peers.returns.return4Year ? modelPortfolio.stats.returns.return4Year - modelPortfolio.benchmark.peers.returns.return4Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return5Year && modelPortfolio.benchmark.peers.returns.return5Year ? modelPortfolio.stats.returns.return5Year - modelPortfolio.benchmark.peers.returns.return5Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.returnInception && modelPortfolio.benchmark.peers.returns.returnSinceInception ? modelPortfolio.returnInception/100 - modelPortfolio.benchmark.peers.returns.returnSinceInception : null | percentage:2:1:'N/A' }}

Fees matter^: {{ modelPortfolio.name }} fees are {{ modelPortfolio.mer | percentage:2:1:'N/A' }} Vs {{ modelPortfolio.benchmark && modelPortfolio.benchmark.peers ? ' Average of ' + modelPortfolio.benchmark.peers.peerCount + ' peers ' : null }} {{ modelPortfolio.benchmark.peers.mer | percentage:2:1:'' }}. Grow your returns, not your fees with InvestSMART Capped fees.

Note: Our {{ modelPortfolio.name }} is benchmarked against {{ modelPortfolio.benchmark.name }}+. Performance includes franking credits.

Date Buy/Entry Price Sell/Exit Price Distribution
{{ u.date | date:'dd/MM/yy' }} {{ u.entryPrice != null ? (u.entryPrice | currency:$:4) : '' }} {{ u.exitPrice != null ? (u.exitPrice | currency:$:4) : '' }} {{ u.distribution != null ? ((u.distribution / 100) | currency:$:6) : '' }}

There are no unit prices available.

Key Facts

Strategy
{{ modelPortfolio.description || 'N/A' }}
Objective
Invest in a portfolio of 5-15 exchange traded funds (ETFs), that provide a more even mix of regular income plus the potential for capital growth through equities, property and infrastructure assets.
Style
{{ modelPortfolio.style || 'N/A' }}
Suggested Timeframe
{{ modelPortfolio.timeframe || 'N/A' }}
Performance since inception ({{ (modelPortfolio.inceptionDate | date:'dd MMM yyyy') || 'N/A' }})#
{{ modelPortfolio.returnInception | percentage:2:100:'N/A' || 'N/A' }} p.a.
Standard Risk Measure
{{ modelPortfolio.riskRating || 'N/A' }}
Benchmark Index
{{ modelPortfolio.benchmark.name || 'N/A' }}+
Inception Date
{{ (modelPortfolio.inceptionDate | date:'dd MMM yyyy') || 'N/A' }}
Minimum initial investment
{{ (modelPortfolio.minimumInitialInvestment | currency:$:0) || 'N/A' }}
Estimated income per annum
{{ modelPortfolio.returnInceptionAnnualised != null ? modelPortfolio.returnInceptionAnnualised + '%' : 'N/A' }} (including franking credits)
{{ modelPortfolio.customOverviewLabel1 }}
{{ modelPortfolio.customOverviewDescription1 }}
{{ modelPortfolio.customOverviewLabel2 }}
{{ modelPortfolio.customOverviewDescription2 }}
{{ modelPortfolio.customOverviewLabel3 }}
{{ modelPortfolio.customOverviewDescription3 }}
Target Market Determination
To make sure this investment is appropriate for you, please read our Target Market Determination for this portfolio.

Distributions

Ex-dividend Date Payment Date Distribution Franking DRP Issue Price
{{ (sd.exDividendDate | date:'d MMM yyyy') || 'N/A' }} {{ (sd.paymentDate | date:'d MMM yyyy') || 'N/A' }} {{ (sd.dividend | currency:$:4) || 'N/A' }} {{ (sd.franking | percentage:2) || 'N/A' }} {{ (sd.drpIssuePrice | currency:$:4) || 'N/A' }}

There is no data available.

Our capped management fees
The fees start at just $55 p.a. and are capped at $550 p.a. for any investments over $100,000*.
Amount invested Our capped fees
$0 to $100,000 0.55% p.a.
$100,000+ $550 p.a.capped fees*
Lowest Brokerage
The greater of $4.40 per trade or 0.044% of the value of the trade paid entirely to 3rd party broker
Indirect Costs
0.09% - 0.30% p.a. Our portfolios use Exchange Traded Funds (ETFs) and these fees are charged by third party ETF providers.
No Other Fees
No administration & performance fees*
Investment fees
Management Fee (p.a.) 0.97% inclusive of estimated net effect of GST
Performance Fee (p.a.) No performance fees
Estimated Transactions Costs 0.00%

Asset Allocation

{{ i.name }}
{{ getAssetAllocationValue(i) | percentage:2:100 }}

Current Holdings

{{ h.name }} ({{ h.securityId }})

Top 20 Underlying ETF Holdings

Holding Exposure
{{ h.secName }} {{ h.exposureAllocation | percentage:2:100:'N/A' }}
Date Name Type Download Report
{{ i.selectedDate | date:'dd MMM yyyy' }} {{ i.title }} {{ i.subText }}
Date Buy/Entry Price Sell/Exit Price Distribution
{{ u.date | date:'dd/MM/yy' }} {{ u.entryPrice != null ? (u.entryPrice | currency:$:4) : '' }} {{ u.exitPrice != null ? (u.exitPrice | currency:$:4) : '' }} {{ u.distribution != null ? ((u.distribution / 100) | currency:$:6) : '' }}

There are no unit prices available.

Diversified portfolios

Investors looking for a mix of asset classes in one portfolio.
Diversified portfolios 1 year p.a. 3 year p.a. 5 year p.a.
{{ i.displayName.includes("(") ? i.displayName.substring(0, i.displayName.indexOf('(')) : i.displayName }} {{ i.type.name == 'SMA' && i.category.id != 3 ? 'Portfolio' : i.type.name == 'Managed Fund' ? 'Fund' : '' }} {{i.stats.returns.adjReturn1Year | percentage:2:0:'N/A'}} {{i.stats.returns.adjReturn3Year | percentage:2:0:'N/A'}} N/A {{i.stats.returns.adjReturn5Year | percentage:2:0:'N/A'}} N/A Learn more Open Account

As of {{ lowCostPerformanceDate | date:'dd MMM yyyy'}} after management and admin fees.

{{i.provider}}
{{ i.shortName.includes("(") ? i.shortName.substring(0, i.shortName.indexOf('(')) : i.shortName }} {{ i.type.name == 'SMA' && i.category.id != 3 ? 'Portfolio' : i.type.name == 'Managed Fund' ? 'Fund' : '' }}
1 year p.a. {{i.stats.returns.adjReturn1Year | percentage:2:0:'N/A'}}
3 year p.a. {{i.stats.returns.adjReturn3Year | percentage:2:0:'N/A'}}
5 year p.a. {{i.stats.returns.adjReturn5Year | percentage:2:0:'N/A'}}
S.I.* (% p.a) {{i.returnInception | percentage:2:100:'N/A'}}
Inception Date {{i.inceptionDate | date:'dd MMM yyyy'}}
Open Account Learn more

As of {{ lowCostPerformanceDate | date:'dd MMM yyyy'}} after management and admin fees.

FAQs

Yes you can. You are able to set up a regular contribution plan or add funds at any point for your InvestSMART PMA.

When setting up your account you can elect to have a monthly direct debit from your bank account into your InvestSMART PMA. The minimum monthly direct debit amount is $100.

If you are already invested click on Investment Preferences to set up or amend the regular contribution plan in the Quick Links section or the My Account section when you are logged in.

To add funds whenever you wish click on the Add Funds link in the Quick Links section or in My Account.

Yes, you can easily switch between investment models and yes you can hold more than one investment model in the same account however you can only hold one diversified portfolio per account. If you wish to invest in multiple diversified portfolios you will need to hold multiple accounts. 

To switch between investment models simply click on Modify Allocations via the Quick Links section or within My Account. There are no administration fees for changing between models. The only costs associated would be the brokerage charges for selling and buying the new holdings.

 

Yes. Investors have legal ownership of the shares and they are held on a HIN (Holder Identification Number) registered with CHESS in the investors name.

Should you wish to withdraw your investment with InvestSMART you can transfer your shares out to a brokerage account of your choice. 

Find out more in the Help Centre.

Yes, your InvestSMART PMA will receive dividends from the holdings. InvestSMART does not participate in dividend reinvestment plans. As the dividends from your holdings are paid they will go into the cash component of your account. You will see these via the Dividends & Interest tab and Deposits & Withdrawals tab within the My Account or quick links section.

Clients can elect to have the dividends paid out in a monthly income sweep. At the end of each month all dividends and interest received by your account will be tallied and paid out to the bank account you nominated in your application form.

If you do not have an income sweep in place the dividends will remain as cash and invested when your portfolios cash percentage exceeds the investment models.

Yes. You will receive a comprehensive tax statement at the end of financial year and you will receive the franking you're entitled to once you submit your tax return.

You can view and manage your InvestSMART PMA online. 

If you are already invested, visit the My Account section of the website and select My Investments.

Find out more in the Help Centre.

+ The InvestSMART Diversified Portfolios are not sponsored, endorsed, sold or promoted by Morningstar Australasia Pty Ltd. or any of its affiliates (all such entities, collectively, “Morningstar Entities”). The Morningstar Entities make no representation or warranty, express or implied, to the owners of the InvestSMART Diversified Portfolios or any member of the public regarding the advisability of investing in exchange traded funds generally or the ability of the InvestSMART Diversified Portfolios to track general Morningstar Multi-sector indices market performance. The Morningstar entities do not guarantee the accuracy and/or the completeness of the InvestSMART Diversified Portfolios or any data included therein and Morningstar entities shall have no liability for any errors, omissions, or interruptions therein.