Paul's Insights: The new trend that can break good money habits
Buying now is easy. Paying for purchases later can be a lot harder, and a new report shows 'buy now, pay later' services (BNPL) are leading some Australians into financial trouble.
Paul's Insights: COVID crisis encourages investors to diversify
The latest ASX Australian Investor Study shows how investors have responded to the Coronavirus pandemic, and the news is surprisingly good.
Paul's Insights: DIY super funds switch to low risk investments
New research from index fund manager - Vanguard, shows that COVID-19 has seen self-managed superannuation funds (SMSFs) switch out of shares and into low risk investments.
Paul's Insights: Cash in, invest or reinvest?
A key issue for investors is whether to tick the box for a dividend reinvestment plan or take the money as cash.
Paul's Insights: Playing catch-up with your super
We've all had plenty to deal with this year, so it's no surprise that carry-forward super contributions may have passed under the radar of many pre-retirees.
Paul's Insights: Today's financial relief can come at a cost
The COVID-19 pandemic is not just influencing our lives today. It could impact our finances for many years to come.
Paul's Insights: Investing in cash? Think ahead
Investment markets may be unpredictable but one thing is for sure - each year seems to go by faster.
Paul's Insights: Three reasons we don't invest
Over 11 million Australians hold investments of some sort outside their super. But this could be higher. There is still a significant minority of people who do not invest.
Paul's Insights: Pandemic fuels rise in investment scams
As if we didn't have enough to deal with right now, Australia's money watchdog ASIC is reporting a rise in investment scams during the COVID-19 pandemic.
Paul's Insights: Spring clean your investments this tax time
It's time to dust off the calculator and start poring through receipts - tax time is around the corner, and that means a refund could soon be coming your way. The end of the financial year is also a time to take stock of your investment portfolio.
Paul's Insights: Time to flex your money muscle
The COVID-19 pandemic has seen Australians hunker down their finances - spending less and tucking away more cash. That's seen our household savings rate jump from 3.5% (of income) in 2019, to 5.5% at present. But plenty of people could be missing out on easy ways to boost their bank balance.
Paul's Insights: Income funds - worth a look in these low rate days
The Reserve Bank's decision to keep the official cash rate on hold at 0.25% for June comes as no surprise. Our central bank has already made it clear that rates are likely to stay at record lows for some time - certainly until the economy picks up. That's great news for anyone with debt, though not so good if you rely on interest-bearing investments for income.
Paul's Insights: Is it really possible to beat the market?
The idea of beating the market is always appealing, but is it possible?
Paul's Insights: Not all fixed income investments are low risk
Low interest rates are a big issue for anyone relying on income from bank deposits. But be wary of investments marketed as being 'like' term deposits - they can come with far more risk.
Paul's Insights: Chasing a quick buck sees investors lose money
Since late February we've seen intense volatility on the Aussie sharemarket. This has driven a massive uptick in the number of people trying to make a quick buck on shares. But not many have succeeded.
Paul's Insights: Crude awakening - negative oil prices don't mean free petrol
COVID-19 has seen Australians deal with a lot of firsts - from social distancing and widespread workplace shutdowns to drive-thru health tests. The latest 'first' is negative oil prices.
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