Paul's Insights: DIY super funds switch to low risk investments
New research from index fund manager - Vanguard, shows that COVID-19 has seen self-managed superannuation funds (SMSFs) switch out of shares and into low risk investments.
Paul's Insights: Cash in, invest or reinvest?
A key issue for investors is whether to tick the box for a dividend reinvestment plan or take the money as cash.
Paul's Insights: Playing catch-up with your super
We've all had plenty to deal with this year, so it's no surprise that carry-forward super contributions may have passed under the radar of many pre-retirees.
Paul's Insights: Today's financial relief can come at a cost
The COVID-19 pandemic is not just influencing our lives today. It could impact our finances for many years to come.
Paul's Insights: Investing in cash? Think ahead
Investment markets may be unpredictable but one thing is for sure - each year seems to go by faster.
Paul's Insights: Three reasons we don't invest
Over 11 million Australians hold investments of some sort outside their super. But this could be higher. There is still a significant minority of people who do not invest.
Paul's Insights: Pandemic fuels rise in investment scams
As if we didn't have enough to deal with right now, Australia's money watchdog ASIC is reporting a rise in investment scams during the COVID-19 pandemic.
Paul's Insights: Spring clean your investments this tax time
It's time to dust off the calculator and start poring through receipts - tax time is around the corner, and that means a refund could soon be coming your way. The end of the financial year is also a time to take stock of your investment portfolio.
Paul's Insights: Time to flex your money muscle
The COVID-19 pandemic has seen Australians hunker down their finances - spending less and tucking away more cash. That's seen our household savings rate jump from 3.5% (of income) in 2019, to 5.5% at present. But plenty of people could be missing out on easy ways to boost their bank balance.
Paul's Insights: Income funds - worth a look in these low rate days
The Reserve Bank's decision to keep the official cash rate on hold at 0.25% for June comes as no surprise. Our central bank has already made it clear that rates are likely to stay at record lows for some time - certainly until the economy picks up. That's great news for anyone with debt, though not so good if you rely on interest-bearing investments for income.
Paul's Insights: Is it really possible to beat the market?
The idea of beating the market is always appealing, but is it possible?
Paul's Insights: Not all fixed income investments are low risk
Low interest rates are a big issue for anyone relying on income from bank deposits. But be wary of investments marketed as being 'like' term deposits - they can come with far more risk.
Paul's Insights: Chasing a quick buck sees investors lose money
Since late February we've seen intense volatility on the Aussie sharemarket. This has driven a massive uptick in the number of people trying to make a quick buck on shares. But not many have succeeded.
Paul's Insights: Crude awakening - negative oil prices don't mean free petrol
COVID-19 has seen Australians deal with a lot of firsts - from social distancing and widespread workplace shutdowns to drive-thru health tests. The latest 'first' is negative oil prices.
Paul's Insights: How retirees can navigate the Covid-19 crisis
Sharemarket falls can be especially challenging for retirees who don't have the benefit of ongoing super contributions to make up for negative returns. But your retirement savings may have weathered the recent market storms surprisingly well.
Paul's Insights: Dipping into super should be a last resort
In response to the Coronavirus outbreak, the federal government has relaxed the rules around early access to super.
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