Paul's Insights

For many years I've been encouraging Australians to build wealth using proven strategies like spending less than you earn and investing the difference in quality, mainstream assets. Not only do these strategies work, I reckon anyone can use them.

Banking regulator APRA has told home loan lenders they need to impose tougher stress tests on borrowers, and it could reshape your buying plans.

With interest rates at record lows, Australians are shifting cash out of savings accounts and into other investments.

Our investment regulator has been busy lately, issuing some stern warnings around money matters.

Scammers have ramped up their activity during the pandemic, with research showing more than 1.2 million Australians have been scammed in the past 12 months.

MySuper funds have just been tested for fees and investment performance, and 13 have been slapped with a 'fail' result. Is your fund among them?

We might not be able to travel overseas right now, but there are good reasons to add an international flavour to your portfolio.

The Australian share market keeps notching up record all-time highs in 2021 with the ASX 200 benchmark index reaching 7632.8 points on August 13

Over the next few weeks your annual super fund statement should arrive either by mail or email. It's worth taking a look at what it says - after all this is your money for retirement. And there are three key areas to focus on.

The latest report on global warming paints a grim picture. But investors have an opportunity to support change through their portfolio.

The pandemic has dished up some unexpected side effects. With overseas travel off the cards, Australians are spending serious money on collectibles like classic cars and fine wines. But not all collectibles will make the cut as a good investment.

When it comes to money matters, honesty really is the best policy.

In these uncertain times, it's no surprise Australians aren't in the mood for splurging this tax season. But there are ways to get more mileage from this year's tax refund than depositing the money in a savings account.

Investment watchdog ASIC has made a shout-out to the investment industry . It's gathering ideas on how exchange traded products like listed investment companies, and even unlisted managed funds, can give investors exposure to cryptocurrencies like Bitcoin while still providing a well-managed investment.

A new study by the Council on the Ageing (COTA) shows that Australians are working for longer - often out of personal choice.

The days of buying a first home as a 20-something could be over. Today's first home buyers are likely to be closer to age 40 than 20, and it has the potential to radically change the way Australians save a first home deposit.