Paul's Insights: Where do I invest?
I'm often asked, "Paul, what do you invest in?" In my younger days, when I was at uni, I was taught that one-third in fixed interest/cash, one-third in property, and one-third in shares would probably do it. But the reality is that asset allocation is as individual as fingerprints.
Paul's Insights: Shares hit new highs but time not timing matters
The Australian share market has notched up an all-time high with the ASX 200 benchmark index hitting 6,875.5 points in late July, passing the previous record of 6851.5 points reached in 2007.
Paul's Insights: Two out of five home owners could be missing out on savings
Home loan interest rates are at record lows, but not everyone is sharing the savings.
Paul's Insights: In a low rate world, keep an eye on fees
The Reserve Bank's back-to-back rate cuts in June and July are great news for anyone with a home loan. They're not so good for anyone trying to grow savings - or for those who rely on savings as a source of income.
Paul's Insights: Car cover - it's not just premiums that count
I'm a big fan of comprehensive car insurance, and while it can be pricey, there are ways to lower the cost.
Paul's Insights: The dark side of lower interest rates
Two consecutive rate cuts from the Reserve Bank of Australia (RBA) have pushed interest rates into unexplored territory.
Paul's Insights: Hacking is not a victimless crime
It reads like something out of a sci-fi blockbuster. A man sits outside a Melbourne office block using his laptop. He keeps to himself and isn't noticed by passers-by. He's not interested in entering the building - but he's very interested in what's going on inside.
Paul's Insights: 30,000 car buyers to be refunded for dodgy car yard cover
Tens of thousands of Australians are about to pocket a refund for car yard add-on insurance, and it's worth checking if you're owed some money.
Paul's Insights: One in two in the dark about super changes
More than half of Australians have no idea about a shake-up of superannuation that's due to kick in from 1 July.
Paul's Insights: Rate cut spells time to shop around
The Reserve Bank's decision to cut the cash rate by 0.25% to 1.25% sees interest rates falling to new historic lows. But long before the Reserve swung into action, plenty of lenders had taken their own hatchet to home loan interest rates, and there are some exceptional deals up for grabs.
Paul's Insights: Fifty bucks a year - Not much reward
If you've got a rewards credit card, chances are it's leaving you out of pocket. The freebies can be meagre, and they can come at a big cost.
Paul's Insights: Rate war benefits borrowers
The Reserve Bank may have kept the official cash rate on hold in May but behind the scenes, banks are taking the axe to home loan rates - and borrowers are the winners.
Paul's Insights: Three money danger zones to avoid
New research highlights three key weak spots that could damage our financial wellbeing.
Paul's Insights: New protection for super
It can be frustrating to have money sitting in super, only to find it gets eaten away by fees and charges over time. It happens all too often. But that's about to change.
Paul's Insights: Investments should pass the pub test
An investment doesn't have to be complex to be good, and if you're about to tip money into something, make sure it passes the pub test.
Paul's Insights: Household wealth tops $9.7 trillion
You may not feel particularly well-heeled, but the total wealth of Australians stacks up to a tidy $9,784 billion. The trouble is, we don't always make the most of that money.
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