Paul's Insights

After decades of developing a credit card habit, Australians are ditching cards by the hundreds of thousands.

When I talk to people about saving for retirement, a common response is "I wish I'd known that sooner". Building a nest egg isn't hard but it does help to follow some basic rules. Here are five tips to bear in mind.

I'm often asked, "Paul, what do you invest in?" In my younger days, when I was at uni, I was taught that one-third in fixed interest/cash, one-third in property, and one-third in shares would probably do it. But the reality is that asset allocation is as individual as fingerprints.

The Australian share market has notched up an all-time high with the ASX 200 benchmark index hitting 6,875.5 points in late July, passing the previous record of 6851.5 points reached in 2007.

Home loan interest rates are at record lows, but not everyone is sharing the savings.

The Reserve Bank's back-to-back rate cuts in June and July are great news for anyone with a home loan. They're not so good for anyone trying to grow savings - or for those who rely on savings as a source of income.

I'm a big fan of comprehensive car insurance, and while it can be pricey, there are ways to lower the cost.

Two consecutive rate cuts from the Reserve Bank of Australia (RBA) have pushed interest rates into unexplored territory.

It reads like something out of a sci-fi blockbuster. A man sits outside a Melbourne office block using his laptop. He keeps to himself and isn't noticed by passers-by. He's not interested in entering the building - but he's very interested in what's going on inside.

Tens of thousands of Australians are about to pocket a refund for car yard add-on insurance, and it's worth checking if you're owed some money.

More than half of Australians have no idea about a shake-up of superannuation that's due to kick in from 1 July.

The Reserve Bank's decision to cut the cash rate by 0.25% to 1.25% sees interest rates falling to new historic lows. But long before the Reserve swung into action, plenty of lenders had taken their own hatchet to home loan interest rates, and there are some exceptional deals up for grabs.

If you've got a rewards credit card, chances are it's leaving you out of pocket. The freebies can be meagre, and they can come at a big cost.

The Reserve Bank may have kept the official cash rate on hold in May but behind the scenes, banks are taking the axe to home loan rates - and borrowers are the winners.

New research highlights three key weak spots that could damage our financial wellbeing.

It can be frustrating to have money sitting in super, only to find it gets eaten away by fees and charges over time. It happens all too often. But that's about to change.