InvestSMART
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Investing made simple.
More reasons to invest
with InvestSMART

Investment solutions to meet your financial goals.
Investing made simple, with all securities in your portfolio held in your own name and day-to-day investment decisions delegated to a professional investment team.
Our investment accounts offer complete transparency of investment holdings, transactions and income with full flexibility to reinvest income or have it paid out in ways that suit.
More reasons to invest with us:
•
During the month of December any investments made in your account including initial investment, top ups or ongoing contributions will entitle you to three complimentary passes to access InvestSMART Bootcamp for you or you may gift them to friends or family members for Christmas+.
•
Our Investment Committee is made up of some of Australia best know personal finance commentators and experts including Paul Clitheroe, Alan Kohler and Effie Zahos.
•
Low capped management fees from $2 a week capped at a maximum of $880 per annum no matter how much you invest*.
Next Steps
We look forward to helping you make your next investment.
1.
If you would like to make an additional investment to your existing account please visit My Account/Add Funds
2.
If you would like to start an Ongoing monthly contributions please visit My Account/Investment Preferences
3.
If you would like to complete your online investment application previously started visit My Account/Investment application
InvestSMART
Offer: 3 complimentary coupons to InvestSMART Bootcamp if you invest during the offer period+
Offer opens1 December 2020
Offer closes31 December 2020
Minimum Investment amount$10,000
Management Fees$44 - $880 p.a. capped
Brokerage costGreater of $4.40 and 0.044% per trade per security
Download Product Disclosure Statement (PDS)
Quarterly Report
30 September 2020
Download Investor Guide
Investor Guide
Performance# to 30 November 2020
Diversified Portfolios 1 yr 2 yr 3 yr 5 yr
InvestSMART Conservative 0.62% 6.23% 4.31% 5.04%
InvestSMART Balanced 0.91% 8.11% 5.39% 5.94%
InvestSMART Growth 0.71% 9.45% 6.43% 7.07%
InvestSMART High Growth 0.58% 10.69% 6.92% 7.91%
Single Asset Class Portfolios 1 yr 2 yr 3 yr 5 yr
InvestSMART Australian Bonds 1.65% 4.75% 3.71% N/A
InvestSMART Hybrid Income 2.81% 4.10% 3.87% N/A
InvestSMART International Equities 4.95% 13.28% 9.17% 9.13%
InvestSMART Property and Infrastructure -11.45% 4.67% 2.63% N/A

Our investment committee

The primary role of our Committee is to oversee the general management and ongoing monitoring of our investment solutions and investment strategies.

  • Paul Clitheroe, AM
    Chairman
    Paul Clitheroe, AM
    Paul Clitheroe, AM AM, B.A. (UNSW), SNF Fin, CFP Chairman

    Paul has 37 years of investment experience and is regarded one of Australia's leading "money" experts. From 1993 to 2002, Paul hosted the popular Channel 9 program Money and now currently writes for newspapers across Australia, is a frequent guest expert on Australia's major television networks and radio.

    Paul is Chairman of The Australian Government Financial Literacy Board and Money Magazine. He also holds the Chair of Financial Literacy at Macquarie University.

  • Effie Zahos
    Money Commentator & Director
    Effie Zahos
    Effie Zahos Money Commentator & Director

    Effie is one of Australia's leading personal finance commentators with more than two decades of experience helping Australians make the most of their money. A regular money expert on Channel 9's Today Show and on radio around Australia, Effie is also the author of The Great $20 Adventure and A Real Girl's Guide to Money and Ditch the Debt and Get Rich.

    Effie was Editor-at-Large of Canstar for four years and now acts as an ambassador for the comparison site. She was also editor of Money magazine until 2019, having helped establish it in 1999.

    Passionate about financial literacy, Effie sits on the board of directors for Ecstra, a not-for-profit organisation committed to building the financial capability of all Australians.

    Effie holds a Bachelor of Economics Degree from the University of Queensland. She is the proud mother of two children who are beginning to build on their own financial freedom.

  • Alan Kohler, AM
    Founder-Eureka Report
    Alan Kohler, AM
    Alan Kohler, AM Founder-Eureka Report

    Alan Kohler is one of Australia's most experienced business commentators. Alan has been a trusted source of investment advice to Australians for many years, and in 2005 he founded Eureka Report - Australia's #1 online investment report. Along with Robert Gottliebsen and Stephen Bartholomeusz, Alan also founded Business Spectator, the popular business news and commentary website now owned by News Corp. He has been a columnist and editor at the Australian Financial Review and The Age. Alan is the regular finance presenter on the ABC News and producer of the popular nightly graph (or two) and writes a regular column for the New Daily.

    As well as being Editor-in-Chief of InvestSMART Group, Alan is currently finance presenter on ABC News, Business Editor at Large of The Australian, presenter of the Talking Business channel on Qantas radio and an adjunct professor in the business faculty at Victoria University.

  • Ron Hodge
    Managing Director
    Ron Hodge
    Ron Hodge B.Com, B.Econ, MSc. Info Tech, GAICD, SF FIN Managing Director

    Ron has worked in financial services for over 25 years, including UBS in Singapore and Bell Commodities in Sydney and founded InvestSMART in 1999. Ron holds a Masters degree in Computer Science, Bachelor Degrees in Commerce and Economics, a Graduate Diploma in Applied Finance and Investments and is a Graduate of the Australian Institute of Company Directors.

  • Alastair Davidson
    Head of Funds Management
    Alastair Davidson
    Alastair Davidson B Ec (Hons), CA Head of Funds Management

    Alastair has held executive positions in the banking and financial services industry for over 27 years in the UK, USA and Australia. Prior to joining InvestSMART in 2014, he held Director positions with Aurora Funds Limited, Challenger and Salomon Smith Barney. Alastair has an Honours degree in Economics from the University of St Andrews and is currently the Treasurer of the Centenary Institute of Medical Research, Chairman of the Investment Committee of the Centenary Institute Endowment Fund and member of the Institute of Chartered Accountants in Scotland.

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FAQs

Yes, we will provide you with a unique code that you can gift to another person. The code is active for 3 months.

The course is designed to be completed in four weeks. You'll have access to a live webinar each week focusing on that week's content, and you can always access the previous week's recording at any time. You have a membership to Bootcamp for three months.

No. You will need to use the coupon code and enroll into Bootcamp. The code is active for 3 months.

Yes, you can easily switch between investment models and yes you can hold more than one investment model in the same account however you can only hold one diversified portfolio per account. If you wish to invest in multiple diversified portfolios you will need to hold multiple accounts. 

To switch between investment models simply click on Modify Allocations via the Quick Links section or within My Account. There are no administration fees for changing between models. The only costs associated would be the brokerage charges for selling and buying the new holdings.

 

Yes. Investors have legal ownership of the shares and they are held on a HIN (Holder Identification Number) registered with CHESS in the investors name.

Should you wish to withdraw your investment with InvestSMART you can transfer your shares out to a brokerage account of your choice. 

Find out more in the Help Centre.

You can view and manage your InvestSMART PMA online. 

If you are already invested, visit the Dashboard section of the website.

Find out more in the Help Centre.

Yes, your InvestSMART PMA will receive dividends from the holdings. InvestSMART does not participate in dividend reinvestment plans. As the dividends from your holdings are paid they will go into the cash component of your account. You will see these via the Dividends & Interest tab and Deposits & Withdrawals tab within the My Account or quick links section.

Clients can elect to have the dividends paid out in a monthly income sweep. At the end of each month all dividends and interest received by your account will be tallied and paid out to the bank account you nominated in your application form.

If you do not have an income sweep in place the dividends will remain as cash and invested when your portfolios cash percentage exceeds the investment models.

+ The Complimentary Bootcamp Offer (Offer) is available to new and existing investors in any InvestSMART portfolios where the investment is funded between 1 December to 31 December 2020. Maximum three free Bootcamp offers per investor during offer period. RRP $147. We will send you a coupon to redeem the Offer within 30 days of funding your investment. The coupon must be used by 31 March 2021. See PDS to determine whether this product is right for you and for further information